> ## Documentation Index
> Fetch the complete documentation index at: https://docs.dfns.co/llms.txt
> Use this file to discover all available pages before exploring further.

# Fiat on/off-ramps

> On-ramp and off-ramp fiat with DFNS: convert stablecoins to fiat bank deposits with Payouts (via Borderless or Circle Mint), deliver stablecoin to your wallets with Payins, or integrate third-party providers to settle global payments from your custody operations.

## Payouts (off-ramp) <Badge shape="pill" color="purple" size="lg">⭐️ New!</Badge>

Payouts is DFNS's built-in off-ramp: convert stablecoins held in your DFNS wallets to fiat bank deposits. Request a quote, initiate a payout, confirm it, and DFNS handles the rest, from on-chain transfer to fiat settlement.

* **Stablecoins**: USDC, USDT, EURC across Ethereum, Polygon, Base, Optimism, Celo, and Solana
* **Coverage**: 94 countries, 63 currencies
* **Providers**: [Borderless](https://www.borderless.xyz) (routes across 14+ licensed financial institutions for best-execution pricing) and [Circle Mint](https://www.circle.com/circle-mint) (redeem USDC or EURC to a linked bank account or your Circle Mint balance) — see the note below
* **Privacy**: KYB is handled directly with Borderless. DFNS does not store any KYC/KYB or PII data.
* **Available via**: Dashboard and API

<Note>
  Payouts support two providers: **Borderless** (above) and **Circle Mint**. With Circle Mint you redeem USDC or EURC from a DFNS wallet to fiat — delivered to a bank account you linked on Circle, or held in your Circle Mint balance. Circle Mint uses the same organization connection as [Payins](#payins-on-ramp): one API key on the Integrations page powers both on- and off-ramp. See the [payouts developer guide](/guides/developers/payouts#circle-mint-payouts).
</Note>

### Get started

<CardGroup cols={2}>
  <Card title="Usage guide" icon="book-open" href="/guides/payouts">
    Set up Borderless and initiate payouts
  </Card>

  <Card title="Developer guide" icon="code" href="/guides/developers/payouts">
    Integrate payouts via the API
  </Card>
</CardGroup>

***

## Payins (on-ramp) <Badge shape="pill" color="purple" size="lg">⭐️ New!</Badge>

Payins is DFNS's built-in on-ramp: deliver stablecoin to a DFNS wallet through a payment provider. Two providers are supported, each with its own funding model.

* **[Circle Mint](https://www.circle.com/circle-mint)**: deliver stablecoin from your Circle Mint balance. Register a wallet as a payin recipient (approved in the Circle Mint Console), create payins to that recipient, then monitor status and provider balances. Must be enabled for your organization. Available via Dashboard and API.
* **[Borderless](https://www.borderless.xyz)**: on-ramp from fiat. Request a quote and create a payin; the payer settles a Wire, ACH, or SEPA deposit and Borderless delivers the stablecoin on-chain to the wallet. KYB is handled directly with Borderless. Available via the API.

### Get started

<CardGroup cols={2}>
  <Card title="Usage guide" icon="book-open" href="/guides/payins">
    Connect Circle Mint and create payins
  </Card>

  <Card title="Developer guide" icon="code" href="/guides/developers/payins">
    Integrate payins via the API
  </Card>
</CardGroup>

***

## Third-party on-ramps

For fiat-to-crypto (on-ramp), DFNS integrates with third-party providers. Pass your DFNS wallet [address](/api-reference/wallets/get-wallet) as the recipient parameter in each provider's widget.

### Mt Pelerin

[Mt Pelerin](https://www.mtpelerin.com/) offers [competitive pricing and limited KYC requirements](https://developers.mtpelerin.com/why-mt-pelerin) for non-US markets. Integration is available [on the web](https://developers.mtpelerin.com/integration-guides/web-integration) and [on mobile](https://developers.mtpelerin.com/integration-guides/mobile-integration). Use the `addr` parameter ([options reference](https://developers.mtpelerin.com/integration-guides/options)) to pass the wallet address.

<Frame>
  <img src="https://mintcdn.com/dfns-6d8c7466/aH8Z4RyoX4Vg4edY/images/spaces_2FtnSPOZGQ2hBmgoVWX5H6_2Fuploads_2FeGcPTEC3d63YzSK1rSUr_2FScreen_20Shot_202022-10-06_20at_203.10.05_20PM.png?fit=max&auto=format&n=aH8Z4RyoX4Vg4edY&q=85&s=45fd78bbd9c9d47bf21795c9e9610767" alt="Mt Pelerin Widget" width="1044" height="1230" data-path="images/spaces_2FtnSPOZGQ2hBmgoVWX5H6_2Fuploads_2FeGcPTEC3d63YzSK1rSUr_2FScreen_20Shot_202022-10-06_20at_203.10.05_20PM.png" />
</Frame>

For off-ramp, Mt Pelerin provides end users with an address to transfer funds to. Use the DFNS [Transfer API](/api-reference/wallets/transfer-asset) to send funds to that address.

### Ramp.Network

[Ramp](https://docs.ramp.network/web/quick-start-overlay) provides an SDK for web and mobile. Use the `userAddress` parameter ([SDK reference](https://docs.ramp.network/configuration#useraddress)) to pass the wallet address.

<Frame>
  <img src="https://mintcdn.com/dfns-6d8c7466/aH8Z4RyoX4Vg4edY/images/spaces_2FtnSPOZGQ2hBmgoVWX5H6_2Fuploads_2F61sfoccS42hcJFRmooD1_2FScreen_20Shot_202022-11-30_20at_203.13.19_20PM.png?fit=max&auto=format&n=aH8Z4RyoX4Vg4edY&q=85&s=bcfc1dde1c3d00a0bf87b5affcd0f33b" alt="Ramp UI Widget" width="375" height="588" data-path="images/spaces_2FtnSPOZGQ2hBmgoVWX5H6_2Fuploads_2F61sfoccS42hcJFRmooD1_2FScreen_20Shot_202022-11-30_20at_203.13.19_20PM.png" />
</Frame>

For off-ramp, Ramp provides an address for the conversion. Use the DFNS [Transfer API](/api-reference/wallets/transfer-asset) to send funds.

<Frame>
  <img src="https://mintcdn.com/dfns-6d8c7466/aH8Z4RyoX4Vg4edY/images/spaces_2FtnSPOZGQ2hBmgoVWX5H6_2Fuploads_2FRYonrdQbmezd3Jt9ke5d_2FScreen_20Shot_202022-11-30_20at_203.24.19_20PM.png?fit=max&auto=format&n=aH8Z4RyoX4Vg4edY&q=85&s=37a46e314917389177b7158b1517995c" alt="Ramp offboarding" width="303" height="664" data-path="images/spaces_2FtnSPOZGQ2hBmgoVWX5H6_2Fuploads_2FRYonrdQbmezd3Jt9ke5d_2FScreen_20Shot_202022-11-30_20at_203.24.19_20PM.png" />
</Frame>

### Sardine

[Sardine](https://docs.sardine.ai/docs/integrate-payments/5lz28jlqvuvg4-mobile-url-web-view#3-create-url) is a fiat on-ramp provider with URL-based integration. Pass the destination DFNS wallet address obtained from the [Wallet API](/api-reference/wallets/get-wallet).


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